The language of physical silver

Silver terms,
without the fog.

A practical reference for the words used by mints, dealers, collectors, and market reports.

A–Z reference

Know the term before you price the piece.

Metal7 terms
Assay
A test or documented process used to determine a metal's composition and fineness.
Coin silver
A traditional U.S. alloy description commonly associated with .900 fine silver, not a statement that every silver coin uses that purity.
Fine silver
Silver of high purity. Bullion labels often state .999, .9999, or another fineness rather than simply saying pure.
Fine troy ounce
The actual amount of pure silver after multiplying gross troy weight by fineness.
Fineness
The proportion of precious metal in an alloy, usually written as a decimal such as .999 or .900.
Sterling silver
An alloy that is 92.5% silver by mass, conventionally marked .925.
Troy ounce
The precious-metals weight unit equal to about 31.1035 grams, heavier than the everyday avoirdupois ounce.
Market4 terms
Bid
The price a buyer is currently willing to pay. A dealer's bid is usually below its retail asking price.
Buyback
A dealer's offer or published policy for purchasing metal from a customer.
Legal tender
Money recognized by an issuing authority for payment of debts. A bullion coin's denomination can be far below its metal value.
Mintage
The reported number of coins or pieces produced for an issue, date, mint, or finish.
Product10 terms
Bullion
Precious metal valued mainly for its metal content, commonly made as bars, rounds, or government-issued coins.
Cast bar
A bar formed by pouring molten metal into a mold. Surface texture and dimensions may vary between examples.
Comex bar
A large wholesale-market silver bar meeting the applicable exchange-approved brand, weight, and fineness requirements.
Generic silver
Bullion traded mainly for metal content rather than a particular sovereign program, scarce issue, or collectible design.
Hallmark
A maker, refiner, purity, weight, or control mark applied to a precious-metal object.
Junk silver
An informal collector term for circulated silver coinage bought mainly for metal content; the coins are not literally trash.
Minted bar
A bar cut or struck to a more uniform finish, often with sharper edges and detailed surface design.
Monster box
A bulk mint container holding multiple tubes of bullion coins; exact quantities depend on the program.
Poured bar
A cast-style bar whose visible flow lines, cooling patterns, and irregularities can make each example look slightly different.
Round
A coin-shaped piece issued by a private mint without sovereign legal-tender status.
Condition5 terms
Cull
A heavily worn, damaged, cleaned, or otherwise impaired coin generally valued with less collector premium.
Obverse
The front or principal side of a coin or round, often carrying the primary portrait or emblem.
Proof
A specially manufactured finish or method associated with prepared dies and planchets; it is not simply a synonym for uncirculated.
Reverse
The side opposite the obverse on a coin or round.
Toning
A surface color change produced as silver reacts with its environment. Appearance and market preference vary widely.
Pricing5 terms
Melt value
An estimate of contained metal value: fine troy ounces multiplied by the chosen spot-price reference.
Numismatic value
Collector value attributable to factors such as scarcity, condition, demand, provenance, variety, or presentation beyond metal content.
Premium
The amount paid above a metal-value reference. Compare premium per fine ounce and complete delivered cost.
Spread
The difference between a seller's asking price and the price available when selling the same or similar metal.
Spot price
A market reference for immediately deliverable metal. Retail products trade above or below that reference depending on the transaction.

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